
Lesson
Smart Shoppers
Summary
Learning how to navigate external influences like peers and advertising, as well as understanding price and quality comparisons, will help you begin to make smart shopping choices based on your own values.
Warm-Up: You See a New Pair of Shoes
- Go over some common influences for buying something
- Students consider what influences them the most
Instruction
- Advertising attempts to influence you to buy things
- It's important to understand how to pay for something
Share: Ad Detectives
- Watch an ad as a class
- Students share how that ad is attempting to influence them
Activity: Paying with Cash & Making Change
- Students practice paying with cash and making change
- Circle around to answer questions
Exit Ticket
- True or false: Influencing a purchase is illegal
- True or false: A credit card is always the best way to pay
| Est. Time | Activity | Description |
|---|---|---|
| 5 min | Warm-Up: You See a New Pair of Shoes |
|
| 8 min | Instruction |
|
| 6 min | Share: Ad Detectives |
|
| 8 min | Activity: Paying with Cash & Making Change |
|
| 3 min | Exit Ticket |
|
Lesson Prep

Elementary Personal Finance Workbook
Offline activities covering financial vocabulary, budgeting, and saving.
Class Presentation
Includes a 16-slide deck with teacher notes. Present from Banzai, download a PDF, or copy it to Google Slides.
Presentations, Ready to Go
- Built-in PresentationPresent full screen, straight from Banzai
- Copy to Google SlidesMake an editable copy for your class
- Download or PrintSave as a PDF or print
- Teacher NotesSlide-by-slide guidance, printable as one handout
Unit 1: Earning, Spending, and Saving

Wants, Needs, and Spending Choices
Every dollar can only be spent once, and that simple fact shapes every money decision we make. Explore opportunity cost, the difference between wants and needs, and how personal values guide spending choices.

Smart Shoppers
Learning how to navigate external influences like peers and advertising, as well as understanding price and quality comparisons, will help you begin to make smart shopping choices based on your own values.

Why We Save
Saving isn't about saying no to fun now — it's about saying yes to something better later. Explore delayed gratification, opportunity cost, and the S.M.A.R.T. framework as students build a real savings plan for something they actually want.
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