Unit
Risk & Coverage
Students learn how risk works, how to read a policy, and what coverage they actually need for the life they're building.
Lessons
Risk isn't something to avoid, it's a reality to manage. This lesson introduces the four strategies people use to handle life's uncertainties and sets the foundation for every insurance topic that follows.
Insurance feels like alphabet soup until you realize every term exists to answer one question: who pays what, and when? This lesson decodes premiums, deductibles, claims, and coverage so students can read any policy without panic.
One fender bender can cost more than a year of premiums—if you picked the wrong coverage. This lesson unpacks the five coverage types, the premium-deductible tradeoff, and how teens can pick a policy that won't bankrupt them after a crash.
Your paycheck and your pulse are your two biggest assets. This lesson explores how life, disability, and health insurance shield income from the curveballs nobody sees coming.
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