Planning for College

College tuition is just the sticker price—the real bill runs far higher. This lesson breaks down the direct and indirect costs of attending college so students can plan for the true Cost of Attendance.

A tuition gift card isn't just generous—it's a tax-advantaged savings vehicle in disguise. Explore how 529 and 529A accounts turn education savings into a smarter, tax-free strategy.

Billions in free college aid go unclaimed every year over a 12-minute form. This lesson demystifies the FAFSA and helps students build a realistic plan to fund education beyond high school.

College money isn't just loans—billions in scholarships and grants go unclaimed every year. This lesson breaks down the difference between scholarships and grants and helps students build a personal strategy to claim their share of free money.

Work-study isn't a tuition discount—it's permission to earn an hourly paycheck while the government foots part of the bill. This lesson explores the Federal Work-Study program and weighs the trade-offs of working on campus versus off.

The advertised price is never the whole story—colleges pitch you a number, not the truth behind it. Explore how to use the College Scorecard, decode financial aid letters, and weigh money against personal values before committing to a school.

The four-year degree isn't the only road to a good income—and often not the smartest one. Explore trade schools, apprenticeships, the 2+2 strategy, and going straight to work as legitimate paths to a financially secure future.

A student loan isn't free money — it's a bet on your future income that follows you for decades. This lesson explores subsidized vs. unsubsidized loans, federal vs. private options, and the 1x rule for borrowing within your means.

Skipping student loan payments doesn't just delay the bill—it can shadow your finances for decades. Explore grace periods, repayment plans, and the true cost of borrowing to fund a degree.