Accounts and Banking

Many people pick a bank the way they pick a gas station—whichever is closest. Explore the differences between commercial banks, credit unions, and online banks, and how to choose the right financial institution.

Your money is only as safe as the institution holding it. This lesson compares checking and savings accounts, explores the dangers of being "unbanked", and examines how you access your cash in a digital world.

That $2 soda can actually cost $37 once the bank piles on fees. This lesson unpacks common account fees and teaches account reconciliation so students learn to track balances and dodge unnecessary charges.

P2P payment apps aren't banks — and your money isn't protected like it is in one. This lesson compares popular P2P apps, identifies common scams, and walks students through real-world scenarios to practice smart digital payment decisions.