Lesson
FICO® Score A Better Future® | Credit Scores
Summary
A credit score isn't a grade for how much money you make—it's a prediction of whether you'll pay back what you borrow. This lesson unpacks credit reports, the three bureaus, and the five factors that drive your FICO® Score.
Discussion: Who would you lend money to?
- Present three borrower profiles (Sam, Jamal, Mike) with no scores shown.
- Ask students to consider who is the most credit worthy and why
Instruction
- Walk through what a credit report is and how it works
- Help students understand what a FICO® Score is and how it predicts creditworthiness
- Break down the five factors that make up a FICO® Score
Activities
- Guess the Score
- What's the Impact
Wrap-Up & Assessment
- Comprehensive Quiz
| Est. Time | Activity | Description |
|---|---|---|
| 6 min | Discussion: Who would you lend money to? |
|
| 50 min | Instruction |
|
| 33 min | Activities |
|
| 21 min | Wrap-Up & Assessment |
|
Lesson Prep
FICO SABF: Unit 2 Student Handout
Student handout to accompany the FICO SABF Unit 2 lesson.
Class Presentation
Includes a 100-slide deck with teacher notes. Present from Banzai, download a PDF, or copy it to Google Slides.
Presentations, Ready to Go
- Built-in PresentationPresent full screen, straight from Banzai
- Copy to Google SlidesMake an editable copy for your class
- Download or PrintSave as a PDF or print
- Teacher NotesSlide-by-slide guidance, printable as one handout
FICO® Score A Better Future® Fundamentals
FICO® Score A Better Future® | Introduction to Credit
Credit is other people's cash—borrowed now and paid back later, with interest that quietly adds up. This lesson unpacks the difference between cash and credit, the two major credit types, and how interest rates and payments shape the real cost of borrowing.
FICO® Score A Better Future® | Credit Scores
A credit score isn't a grade for how much money you make—it's a prediction of whether you'll pay back what you borrow. This lesson unpacks credit reports, the three bureaus, and the five factors that drive your FICO® Score.
FICO® Score A Better Future® | Establishing Credit
This FICO lesson provides an accessible starting point for understanding how to establish credit while getting a head start to effective credit management.
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