Hawaii
9th-12th Grade
State Standards
Look below to see how Banzai's courses, worksheets, activities, and games align with the Senate Concurrent Resolution No. 66 (Draft) for 9th-12th Grade. Use the filters to change the location, set of standards, and grade level. Note, any one activity listed will satisfy the associated competency.
Theme 3: Saving
Content Standards: Students will know that...
Standard
Defined by Senate Concurrent Resolution No. 66 (Draft)
Banzai Solutions
*Any of the activities listed will satisfy the standard
1.: People save money for many different
purposes, including large purchases
such as cars and homes, education
costs, retirement, and emergencies.
Under Development
2.: Savings decisions depend on
individual preferences and
circumstances, and can impact
personal satisfaction and financial well-being.
Under Development
3.: Compound interest is interest on both
the original principal and previously
earned interest, as compared to
simple interest which is only interest on the original principal.
Under Development
4.: Financial institutions offer several
types of savings accounts, including
regular savings, money market
accounts, and certificates of deposit
(CDs), that differ in minimum deposits,
rates, and deposit insurance coverage.
Under Development
5.: Tax policies that allow people to save
pretax earnings or to reduce or defer
taxes on interest earned provide
incentives for people to save.
Under Development
Sample learning outcomes: Students will use this knowledge to...
Standard
Defined by Senate Concurrent Resolution No. 66 (Draft)
Banzai Solutions
*Any of the activities listed will satisfy the standard
Create a savings plan that will allow
someone to make a large purchase in
one year, 5 years, and 10 years.
Under Development
Discuss how savings decisions can
affect financial well- being.
Under Development
Explain the benefit of compound interest
as compared with simple interest.
Under Development
Compare the features of regular savings
accounts, money market accounts, and
CDs.
Under Development
Explain how traditional IRAs (individual
retirement accounts), Roth IRAs, and
education savings accounts provide
incentives for people to save.
Under Development
Theme 2: Spending: Content Standards: students will know that...
Content Standards: Students will know...
Standard
Defined by Senate Concurrent Resolution No. 66 (Draft)
Banzai Solutions
*Any of the activities listed will satisfy the standard
1: Price, spending choices of others,
peer pressure, and advertising about
a product or service can influence purchase decisions.
Under Development
2: Creating a budget can help people
make informed choices about
spending, saving, and managing
money in order to achieve financial goals
Under Development
3: Making an informed purchase
decision requires a consumer to
critically evaluate price, product
claims, and quality information from a variety of sources.
Under Development
4: Housing decisions depend on
individual preferences, circumstances,
and costs, and can impact personal
satisfaction and financial well-being.
Under Development
5: Federal and state laws, regulations,
and consumer protection agencies
(e.g., Federal Trade Commission,
Consumer Affairs office, and
Consumer Financial Protection
Bureau) can help individuals avoid
unsafe products, unfair practices, and marketplace fraud.
Under Development
Students will use this knowledge to...: Sample Learning Outcomes
Standard
Defined by Senate Concurrent Resolution No. 66 (Draft)
Banzai Solutions
*Any of the activities listed will satisfy the standard
Share examples of how price, spending
choices of others, peer pressure, or
advertising influence a purchase
decision.
Under Development
Create a budget that includes expenses
and savings out of a given amount of income.
Under Development
Explain the types of information most
helpful in making a purchase decision.
Under Development
Compare the short-term and long-term
costs and benefits of renting versus
buying a home in their city of residence.
Under Development
Investigate common types of consumer
fraud and unfair or deceptive business
practices, including online scams,
phone solicitations, and redlining.
Under Development
Theme 4: Investing
Standard
Defined by Senate Concurrent Resolution No. 66 (Draft)
Banzai Solutions
*Any of the activities listed will satisfy the standard
Content Standards: Students will know...
Under Development
Sample learning outcome: Students will use this knowledge to...
Under Development
Theme 5: Managing credit
Under Development
Theme 6: Managing risk
Under Development
Theme 1: Earning Income
Content Standards: Students will know that...
Standard
Defined by Senate Concurrent Resolution No. 66 (Draft)
Banzai Solutions
*Any of the activities listed will satisfy the standard
1: People make many decisions over a lifetime about their education, jobs, and careers that affect their incomes and opportunities.
Under Development
2: Compensation for a job or career can
be in the form of wages, salaries,
commissions, tips, or bonuses, and
may also include contributions to
employee benefits, such as health
insurance, retirement savings plans,
and education reimbursement
programs.
Under Development
3: People vary in their opportunity and
willingness to incur the present costs
of additional training and education in
exchange for future benefits, such as
earning potential.
Under Development
4: Changes in economic conditions,
technology, or the labor market can
cause changes in income, career
opportunities, or employment status.
Under Development
5.: Retirement income typically comes
from some combination of continued
employment earnings, Social
Security, employer-sponsored
retirement plans, and personal investments.
Under Development
Sample Learning Outcomes: Students will use this knowledge to…
Standard
Defined by Senate Concurrent Resolution No. 66 (Draft)
Banzai Solutions
*Any of the activities listed will satisfy the standard
Discuss how economic and labor market
conditions can affect income, career
opportunities, and employment status.
Under Development
Explain why people should evaluate
employee benefits in addition to wages
and salaries when choosing between job
and career opportunities.
Under Development
Identify common types of payroll deductions.
Under Development
Describe the importance of having
multiple sources of income in retirement,
such as Social Security, employer-
sponsored retirement plans, and
personal investments.
Under Development
Evaluate the costs and benefits of
investing in additional education or
training.
Under Development