High School Personal Finance

High School Personal Finance

Workbook

Here's how High School Personal Finance aligns with curriculum standards in Connecticut. Use the filters to change the location, set of standards, and grade level.

Financial Literacy Standards

9.1: Earning Income

12.6: Federal, state, and local taxes fund government-provided goods, services, and transfer payments to individuals. The major types of taxes are income taxes, payroll taxes, property taxes, and sales taxes.

Standards
Defined by Standards for Personal Finance: NGPF 9th-12th Grades and align with High School Personal Finance
12.6.a: Calculate the amount of taxes a person is likely to pay when given information or data about the person's sources of income and amount of spending.

12.7: The type and amount of taxes people pay depend on their sources of income, amount of income, and amount and type of spending.

Standards
Defined by Standards for Personal Finance: NGPF 9th-12th Grades and align with High School Personal Finance
12.7.c: Differentiate between gross, net, and taxable income.

9.4: Managing Credit

12.1: Borrowers can compare the cost of credit using the Annual Percentage Rate (APR) and other terms in the loan or credit card contract.

Standards
Defined by Standards for Personal Finance: NGPF 9th-12th Grades and align with High School Personal Finance
12.1.a: Describe how credit card grace periods, methods of interest calculation, and fees affect borrowing costs.

9.5: Managing Risk

12.5: Health insurance provides coverage for medically necessary health care and may also cover some preventive care. It is sometimes offered as an employee benefit with the employer paying some or all of the premium cost.

Standards
Defined by Standards for Personal Finance: NGPF 9th-12th Grades and align with High School Personal Finance
12.5.b: Compare the cost of health insurance to the potential financial consequences of not having health insurance.
12.5.c: Estimate the effect on different health insurance deductibles and coinsurance rates on out-of-pocket medical costs.