College: S.M.A.R.T.: Montana Standards Alignment

Here's how College: S.M.A.R.T. aligns with curriculum standards in Montana. Use the filters to change the location, set of standards, and grade level.

Financial-Literacy Themes (High-School)

Standards

Defined by Financial Literacy & Economics Graduation Requirement Reference 9th-12th Grades and align with College: S.M.A.R.T.

III: Saving — People who have sufficient income can choose to save some of it for future uses such as emergencies or later purchases. Savings decisions depend on individual preferences and circumstances. Funds needed for transactions, bill-paying, or purchases, are commonly held in federally insured checking or savings accounts at financial institutions because these accounts offer easy access to their money and low risk. Interest rates, fees, and other account features vary by type of account and among financial institutions, with higher rates resulting in greater compound interest earned by savers.